Consulting Business Finance Tracker

You closed five figures last month and still have no idea if your business actually made money.

Track your consulting revenue, retainer pipeline, and 90-day cash runway in one spreadsheet — built specifically for independent consultants and coaches billing across projects, retainers, and day rates.

---

You had a strong month. Proposals went out, a retainer renewed, a new project kicked off. You invoiced more than you ever have. Then you opened your bank account on the 28th and felt that familiar knot. Where did it go? Is there enough to cover contractor fees next month? Did that project actually make money after you factor in the calls, the revisions, the tools, the hours you forgot to log?

You're not bad at business. You're just running a complex revenue model in your head — and no general-purpose template was ever designed to handle how consultants actually get paid.

**Consulting Cash Command was built for exactly this.**

This is not a generic P&L sheet. It's a finance command center designed for the way independent consultants and coaches actually operate — with retainer clients who pay monthly, project engagements with milestone invoices, day-rate work that varies week to week, and cohort programs that create one big revenue spike and then go quiet. It handles all of it, in one place, without a finance degree.

---

**What's inside Consulting Cash Command:**

**Full Profit and Loss Dashboard**
See your real numbers at a glance — revenue in, expenses out, and what you actually kept. Broken down by month, by quarter, and across the year. You'll know within seconds whether that busy stretch was actually profitable or just felt that way.

**Retainer Pipeline Tracker**
List every retainer client, their monthly value, renewal date, and current status. See your locked recurring revenue versus your variable project income side by side. Know immediately which retainers are at risk of churning and what your baseline floor of income is each month — before you book a single new project.

**Project and Engagement Tracker**
Log project-based work with start date, total contract value, payment milestones, and actual payments received. Track which invoices are outstanding, which have been paid, and which are overdue. Stop mentally holding five numbers in your head at once.

**Day Rate and Hourly Revenue Log**
For consultants who also take on workshop facilitation, advisory calls, or fractional work billed by the day or hour — log those engagements separately, track effective hourly rate, and see how they contribute to your overall revenue mix.

**90-Day Cash Runway Calculator**
This is the feature that changes how you plan. Enter your expected income by week and your committed expenses, and the sheet builds a rolling 90-day cash view automatically. See exactly when gaps appear before they happen — so you can open a proposal, push a payment schedule, or simply stop spending in week six instead of panicking in week nine.

**Expense Tracker by Category**
Software, contractors, professional development, travel, advertising, equipment. Assign every expense to a category and watch your real cost structure emerge. Know your true overhead. Know your margin on each type of engagement. Stop treating your bank balance as your profit indicator.

**Income by Revenue Stream**
See your revenue split across retainers, projects, day rate work, and programs — visualized so you can make real strategic decisions. Is your retainer base growing or shrinking? Are you over-reliant on one client? Is your cohort program actually worth the energy it costs? The numbers will tell you.

**Annual Goal Tracker**
Set an annual revenue target and watch your real-time progress update month by month. See how many months you need to hit your number if the current trend continues. Use it in your quarterly planning sessions to decide where to focus.

---

**Who this is for:**

This spreadsheet was designed for independent consultants and coaches running $150K to $800K annually — solo operators and small teams with a real mix of revenue types. If you're billing on retainer and by project and occasionally by the day, this is the tool that finally makes your finances readable.

It is particularly useful if you:
- Have more than three active clients at once
- Mix recurring retainer income with project-based and variable revenue
- Run cohort programs or group offerings alongside 1:1 work
- Pay contractors or have meaningful business expenses
- Are preparing for a tax conversation, a pricing review, or a business planning retreat and need your numbers organized

---

**What you get:**

- Instant digital download — no waiting, no shipping
- Works in Microsoft Excel and Google Sheets (no macros, no plugins required)
- Clean, clearly labeled tabs — no instructions needed to get started
- Lifetime access to the file you download
- For personal and single-business use

---

**License:** This template is licensed for personal and single-business use only.

---

**How to get started:**

Purchase → Download → Open in Excel or Google Sheets → Enter your client list, your retainer values, and last month's expenses. Most buyers have their dashboard populated within 30 minutes.

Your business is doing real revenue. It's time your finances looked like it.

→ Add to cart and take control of your cash.

---

*Questions? Message @bizgrid_co — we respond quickly.*

Perfect for: Independent consultant or coach running $150K–$800K annually across retainer clients, project engagements, and cohort programs

Why now: Post-2023 corporate budget freezes pushed thousands of laid-off directors into consulting, creating a massive cohort of revenue-capable but financially under-managed practitioners who are mixing retainers, one-time projects, and digital products — and consistently miscalculating their real cash position because invoices and revenue recognition don't land in the same month

✓ Instant digital download
✓ Works with Microsoft Excel (Mac & PC) and Google Sheets
✓ No technical skills required
✓ Formulas and calculations already built in

📋 LICENSE: Personal and single-business use only. This template may not be resold, redistributed, or used to create derivative products for sale.